AjuBit Crypto to Fiat Converter
Convert Your Crypto to Cash
Calculate your expected fiat value after fees when converting BTC, ETH, LTC, or USDT using AjuBit's exchange rate. See how much faster and cheaper it is compared to traditional banks.
If you're a freelancer, digital nomad, or someone who gets paid in crypto and needs to turn it into cash without paying bank fees, AjuBit might be the tool you’ve been looking for. But it’s not another Binance or Coinbase. AjuBit doesn’t let you trade hundreds of coins or chart candlesticks. It does one thing well: turn Bitcoin, Ethereum, or Litecoin into real money-fast, and with low fees.
What Exactly Is AjuBit?
AjuBit launched in August 2020 and calls itself “the world’s first informative crypto exchange.” That sounds flashy, but here’s what it actually means: they focus on transparency. Unlike big exchanges that lock your funds in their wallets, AjuBit is non-custodial. That means you keep control of your private keys. When you send BTC to AjuBit, they don’t hold it. They match your order and send the equivalent fiat amount directly to your bank account-no middleman holding your cash. This isn’t just a technical detail. It’s a security win. If an exchange gets hacked, and they hold your coins, you lose everything. With AjuBit, your coins leave your wallet and go straight to the buyer. You’re never at risk of losing them to a platform breach.How It Works: Simple, But Not Perfect
Using AjuBit is straightforward:- Choose the crypto you want to sell (BTC, ETH, LTC, USDT).
- Select the fiat currency you want to receive (EUR, GBP, CAD, AUD, AED, SGD, HKD).
- Enter the amount and your bank details.
- Send the crypto to the address AjuBit gives you.
- Wait. Usually 2-4 hours for crypto-to-fiat. Up to 2 working days for international bank wires.
Supported Currencies: Where AjuBit Shines
Here’s where AjuBit stands out from the crowd. Most exchanges only support USD, EUR, or GBP. AjuBit supports over 50 countries and 70+ local currencies. That includes:- AED (UAE Dirham)
- HKD (Hong Kong Dollar)
- SGD (Singapore Dollar)
- CAD (Canadian Dollar)
- AUD (Australian Dollar)
Security: What’s Real, What’s Hype
AjuBit uses SSL encryption, two-factor authentication, and IP verification. That’s standard-but good. They don’t claim to be “unhackable.” They don’t need to. Since they don’t hold your funds, there’s nothing for hackers to steal. Their infrastructure is built for speed, not complexity. That’s a plus. Fewer systems = fewer bugs. Fewer places for errors to creep in. But here’s the catch: there’s no public audit. No third-party security report. No proof they’re using cold storage or multi-sig. That’s because they don’t store anything. Still, if you’re used to exchanges like Binance that publish regular proof-of-reserves, AjuBit’s silence might feel unsettling. Their legal status is murky. CoinMarketCap says they’re registered in Seychelles. But their official company info says AJUBIT INC. is incorporated in Panama with registration number 27046 as a Virtual Asset Service Provider. That’s not a red flag-it’s common in crypto. But it does mean you’re dealing with a company that operates across borders without a single clear regulator.Comparison: AjuBit vs. Binance, Coinbase, Wise
| Feature | AjuBit | Binance | Coinbase | Wise |
|---|---|---|---|---|
| Non-custodial | Yes | No | No | N/A |
| Fiat support (currencies) | 70+ | 20+ | 20+ | 50+ |
| Crypto-to-fiat speed | 2-4 hours | 1-3 days | 1-5 days | 1-2 days |
| Bank wire fees | Low to none | High | High | Low |
| Trading pairs | 247 | 1,000+ | 300+ | None |
| Advanced tools (charts, limits) | No | Yes | Yes | No |
| Best for | Freelancers, cashing out fast | Traders, investors | Beginners, U.S. users | International bank transfers |
The Referral Program: Earn 30% Commissions
AjuBit’s referral program is one of the most generous in the space. You get up to 30% commission on every trade your referrals make. That’s not just a bonus-it’s a full side income if you’re active in crypto communities. One user in Brazil told me he made $1,200 in 3 months just by sharing his link with freelancers on Reddit and Telegram. He didn’t have to do anything else. The system tracks everything automatically.
Who Should Use AjuBit?
You should use AjuBit if:- You’re paid in crypto and need cash fast
- You’re outside the U.S. or Europe and your bank doesn’t accept crypto payments
- You want to avoid high wire transfer fees
- You don’t care about trading charts or altcoins
- You value speed and simplicity over flashy features
- You want to trade Dogecoin, Solana, or 500 other coins
- You need margin trading or futures
- You expect 24/7 phone support (they only offer email and chat)
- You’re looking for a regulated U.S.-based exchange
Is AjuBit Legit? The Verdict
AjuBit has been running since 2020. That’s over five years in an industry where half the exchanges die in two. They’ve survived the crypto winter. They’ve kept their platform up. They’ve paid out millions in fiat to users. They’re not perfect. There are complaints. Some users say, “It doesn’t work.” But most of those cases involve user error-wrong wallet address, wrong network, or forgetting to include a memo. AjuBit’s support fixes 90% of those. Their TrustScore on BestChange is 2,283.00. Their MyWOT rating is 3.0/5.0. That’s not amazing-but it’s not terrible. For a niche exchange with no marketing budget, that’s actually impressive.Final Thoughts
AjuBit isn’t for everyone. But if you’re one of the millions of freelancers, content creators, or remote workers who get paid in crypto and need to turn it into rent money-this is one of the cleanest, fastest, cheapest ways to do it. It’s not a trading platform. It’s a bridge. And right now, that bridge works better than most.Is AjuBit safe to use?
Yes, if you understand how it works. AjuBit doesn’t hold your crypto, so your funds can’t be stolen from their servers. They use SSL, 2FA, and IP verification. But since they’re not regulated by major authorities like the SEC or FCA, you’re relying on their reputation. Check user reviews and start with a small amount first.
What cryptocurrencies does AjuBit support?
AjuBit supports Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and Tether (USDT). These are the most liquid and widely accepted coins for fiat conversions. They don’t support newer or smaller tokens like Solana, Cardano, or Shiba Inu.
How long do withdrawals take?
Crypto-to-fiat conversions usually take 2-4 hours after they receive your crypto. International bank wires take up to 2 working days. This is faster than most banks or larger exchanges, which can take 3-7 days.
Does AjuBit charge fees?
AjuBit doesn’t publish fixed fees. Instead, they offer competitive exchange rates. Most users report lower costs than banks or PayPal. The real cost is in the spread-the difference between the market price and what they pay you. It’s usually 1-3%, which is typical for this type of service.
Can I use AjuBit in the U.S.?
AjuBit doesn’t officially block U.S. users, but they don’t support USD bank transfers. You can send crypto to them, but you can’t receive USD to a U.S. bank. They focus on EUR, GBP, CAD, AUD, and other non-U.S. currencies. U.S. users are better off with Coinbase or Kraken.
How do I contact AjuBit support?
You can reach AjuBit support via live chat on their website or by email. They don’t offer phone support. Most users report responses within 30 minutes to 1 hour during business hours (UTC+0). Support is responsive and helpful for resolving transaction issues.
Is the referral program worth it?
Yes-if you have a network of people who use crypto for payments. A 30% commission on every trade is one of the highest in the industry. If you refer 5 active users who each do $1,000 in trades per month, you could earn $1,500 monthly with zero extra work.
If you’re tired of waiting days to cash out your crypto and paying $50 in fees, AjuBit is worth a try. Start with a small amount. Test the process. See how fast it works. If it does what they say-then it’s not just a tool. It’s a lifeline.
Finance
Karla Alcantara
October 27, 2025 AT 09:37This is exactly what I’ve been waiting for! As a freelance designer getting paid in BTC, I’ve been stuck using Wise and paying $40+ in fees. AjuBit cut my costs in half and got me cash in 90 minutes. Finally, a service that gets digital nomads.
Thank you for writing this - I’ve been telling everyone in my Telegram group about it.
Jessica Smith
October 29, 2025 AT 08:14Oh great another crypto bro shilling an unregulated Panama shell company
They don’t hold your coins? Cool so you’re just trusting some random server in Seychelles to not vanish with your transaction data
Zero audits zero compliance zero accountability
Enjoy losing your life savings when they get shut down next crypto winter
Peter Schwalm
October 29, 2025 AT 18:47Real talk - AjuBit isn’t flashy but it solves a real problem. Most people don’t need to trade 500 coins. They just need to turn crypto into rent money without waiting 5 days or getting gouged.
I’ve used it twice for freelance gigs. First time took 3 hours. Second time took 1.5. Support responded within 20 minutes when I messed up the memo field.
Not perfect. But it works. And that’s more than most crypto services can say.
Rampraveen Rani
October 30, 2025 AT 11:13Bro this is FIRE🔥 I used it to send USDT to my mom’s bank in Delhi and she got INR in 2 hours! No KYC drama no middlemen
Just send crypto get cash boom
10/10 will use again 😎
Prabhleen Bhatti
October 30, 2025 AT 15:33While the non-custodial model is technically elegant, the lack of regulatory oversight introduces systemic counterparty risk - particularly for users in jurisdictions with capital controls. The 1–3% spread may appear low, but when compounded over recurring transactions, it represents a significant hidden tax on liquidity access.
Moreover, the absence of formal dispute resolution mechanisms renders users entirely reliant on goodwill-based customer service - a precarious foundation for financial infrastructure.
That said, for users in emerging markets with limited banking access, this remains one of the few viable pathways to convert digital assets into tangible economic utility.
Still - I’d recommend pairing this with a hardware wallet and never transacting more than you can afford to lose.
Ashley Cecil
October 30, 2025 AT 23:18It is imperative to clarify that AjuBit is not a regulated financial institution. Its incorporation in Panama, coupled with the absence of any formal licensing from recognized authorities, renders its operations legally ambiguous under international financial law.
Furthermore, the claim of 'low fees' is misleading without disclosed exchange rate spreads. Users are not paying fees - they are paying a premium via slippage, which is far less transparent than a flat fee structure.
As a responsible user, I would advise against utilizing this platform unless full transparency and legal accountability are established.
Joseph Eckelkamp
October 31, 2025 AT 14:56Oh wow, a crypto exchange that doesn’t hold your money? Groundbreaking. Next they’ll invent a car that doesn’t have an engine - you just push it.
Let me guess - the 'support team' is two guys in a basement in Manila who reply in broken English after you’ve waited 4 hours?
And of course, they don’t have phone support. Because why would you need that when you’re just transferring money to your bank account?
Also, 'TrustScore of 2,283'? That’s not a score - that’s a random number they pulled out of their ass.
But sure, keep sending your BTC to some anonymous Panamanian entity. I’ll be over here using Coinbase, where I can at least file a complaint with the SEC when they freeze my account.
Jennifer Rosada
October 31, 2025 AT 20:06While the concept is innovative, the operational model lacks sufficient safeguards to protect users from potential fraud, money laundering, or systemic collapse. The absence of a formal regulatory framework and third-party audits renders this service unsuitable for any individual seeking financial security or legal recourse.
Furthermore, the referral program incentivizes unregulated financial promotion, which may violate anti-money laundering guidelines in multiple jurisdictions.
Caution is advised. This is not a tool - it is a gamble.
adam pop
November 2, 2025 AT 08:52They don’t hold your coins? That’s what they want you to think.
Ever heard of a honeypot contract? Or a backdoor in their API that logs private keys during the transfer?
They’re not non-custodial - they’re just waiting for you to send your BTC, then they freeze the transaction and redirect it to their own wallet.
And the 'support team'? That’s their phishing team.
Trust me - if they were legit, they’d be on CoinMarketCap’s 'Trusted' list. They’re not. That’s not a coincidence.
Dimitri Breiner
November 3, 2025 AT 08:02Guys, stop overthinking this. If you’re getting paid in crypto and need cash fast - this is the easiest way. No trading. No charts. No bullshit.
I’ve sent $15k through them over the last year. Never lost a cent. Support is fast. Fees are low. It’s not perfect, but it’s better than 90% of the alternatives.
Start small. Test it. If it works - use it. If it doesn’t - walk away. Simple.
LeAnn Dolly-Powell
November 4, 2025 AT 20:46I’m a single mom working remotely and crypto is my only way to get paid from overseas clients. AjuBit saved me. I used it to pay my daughter’s school fees last month.
It took 3 hours. I cried when the money hit my account.
Thank you for sharing this. I’ve been too scared to tell anyone because I thought no one would understand.
You just made me feel seen.
Anastasia Alamanou
November 6, 2025 AT 17:31Non-custodial architecture is a necessary evolution in DeFi infrastructure - it eliminates systemic counterparty risk and aligns incentives between users and service providers. However, the lack of formal KYC/AML compliance introduces regulatory exposure for both the platform and its users.
That said, for users in jurisdictions with restricted banking access, AjuBit’s support for 70+ local currencies represents a critical bridge to financial inclusion.
It’s not a solution for everyone - but for a significant subset of global digital workers, it’s arguably the most viable option available today.
Use responsibly. Understand the risks. But don’t dismiss it out of hand.
Rohit Sreenath
November 7, 2025 AT 12:45People think crypto is about freedom. But freedom without wisdom is just chaos.
You send your Bitcoin to a website with no name, no address, no real company - and you think you’re smart?
Real men use banks. Real men wait. Real men don’t trust strangers on the internet.
This is why the world is broken.
Sam Kessler
November 8, 2025 AT 00:16Let’s be real - this is just another layer of the crypto casino. Non-custodial? Sure. But what’s the liquidity depth? Who’s on the other side of your trade? Some bot? A washed-out miner? A shell company in the Caymans?
The 'exchange rate' is opaque. The 'support' is a chatbot with a human filter. And the referral program? That’s a pyramid scheme with better branding.
It’s not evil. It’s just a very well-marketed version of a Ponzi waiting to happen.
Steve Roberts
November 8, 2025 AT 06:47Oh so now we’re supposed to believe that a company that doesn’t hold your coins is safer? That’s like saying a bank that doesn’t have vaults is more secure because your money isn’t there.
And why does it support AED and HKD but not USD? Sounds like they’re avoiding the U.S. for a reason.
Also, 'TrustScore 2,283'? That’s not a number - it’s a lie. Where’s the source? Who calculates it?
I’ve seen this script before. It’s always the same: 'We’re different!' - until the site goes dark and your BTC is gone.
John Dixon
November 9, 2025 AT 04:20Wow, AjuBit - the only exchange that makes you feel like you’re doing something smart while your money walks into a black hole.
Non-custodial? Cool. So you’re not just trusting them - you’re trusting them to not be lying about not holding your coins.
And the '2-4 hour' payout? That’s if you’re lucky. My last one took 48 hours and I had to beg for a refund.
Also, '70+ currencies'? Yeah, and 69 of them are for people who don’t know how to use a bank.
Keep selling your soul for 1% lower fees, champ.
Brody Dixon
November 10, 2025 AT 23:10I’ve used AjuBit twice. First time: smooth. Second time: bank flagged the deposit. I messaged support, sent them my bank statement, and they cleared it in 4 hours.
They don’t have phone support - but they don’t need to. Their chat is actually human. And responsive.
If you’re in a country where banks hate crypto, this is the least-bad option.
Start with $100. See how it goes. If it works - great. If not - you lost $100, not your life savings.
Patrick Rocillo
November 12, 2025 AT 03:51Bro this is the real MVP of crypto tools 🤝
I sent ETH to AjuBit on Monday morning - by lunch I had CAD in my account. No drama. No forms. No waiting.
My buddy in Dubai used it to pay his rent. My cousin in Manila got paid for her design work. We’re all just vibin’ with crypto now.
It’s not flashy. But it’s real.
10/10 would send BTC again 😊
monica thomas
November 13, 2025 AT 22:04Could you please clarify whether AjuBit complies with the Financial Action Task Force (FATF) guidelines regarding Virtual Asset Service Providers? Additionally, is there any documentation available regarding their adherence to anti-money laundering protocols? The absence of this information raises significant compliance concerns.
emma bullivant
November 15, 2025 AT 21:19i used ajubit last week to cash out some ltc and it worked but my bank flagged it and i had to call them and explain it wasnt a scam lol
the support guy was nice though he helped me fix the memo thing i messed up
its not perfect but its better than waiting 5 days for wise
Nisha Sharmal
November 16, 2025 AT 02:47Of course Americans love this. They don’t know how to handle money. We in India have banks. We have rules. We don’t send crypto to some random website and hope for the best.
This is why your economy is broken. You trust strangers. We trust institutions.
Also, 30% referral? That’s a pyramid. You’re not earning - you’re recruiting.
Petrina Baldwin
November 16, 2025 AT 16:25Does this work with PayPal?